About feeworthit.com

feeworthit.com exists to answer one deceptively simple question: is this card's annual fee actually worth it — for you?

Premium cards are marketed with eye-popping “total value” numbers built by adding up every credit at full sticker price. But most of those credits are coupons: locked to a specific merchant, on a monthly or quarterly timer, easy to forget. The headline number is real only for someone whose life happens to match the fine print perfectly. That person is rare.

So we built the opposite of a hype machine. Our calculator starts from your honest habits and counts only what you'd truly capture, with a deliberate haircut for the credits you're likely to forget. We show a worst, likely, and best case — and we keep points and soft perks out of the headline so the core verdict stays conservative and defensible.

How we're supported

We're funded by referrals: if our honest math says a card is worth it for you and you choose to apply through our link, the issuer may pay us a bonus at no cost to you. When the math says don't, we tell you that instead. That's the whole model — full details on our Disclosure page.

What's next

Today we cover the personal Amex Platinum. We're expanding to the Business Platinum, Chase cards, and others — and exploring optional tools to track your card's credits and remind you before they expire, so you actually capture the value you're paying for.

Contact

Have a correction or a card you'd like us to add? We'd love to hear it. (Contact details coming soon — this is a brand-new site.)